Print Friendly, PDF & Email




Should you tithe on life insurance death benefits?






There are many instances where paying tithing on what can seem like a windfall, is very appropriate. The sale of a home with significant appreciation, should be tithed on the gains.

Life insurance can feel like a “windfall”, but that is not the purpose of life insurance. Life insurance, when purchased properly, is to replace the economic value of the insured.

The church¬†doesn’t have a handbook that says “here’s what you should pay tithing on and when”. Tithing is 10% of your increase.

That said, life insurance is a financial tool to help offset a financial loss. To me, losing a breadwinner and having it be offset with insurance proceeds is more of a “financial wash” than an increase. I’d rather have my spouse, than the money.

The Lord will not refuse your offering to pay tithing… nor do I feel that your worthiness would be questioned if you decided not to tithe on life insurance death benefits. ¬†I would also recommend speaking to your Bishop and follow his advice as he is the one who holds stewardship over you.





Copyright © 2021 Ask Gramps - Q and A about Mormon Doctrine. All Rights Reserved.
This website is not owned by or affiliated with The Church of Jesus Christ of Latter-day Saints (sometimes called the Mormon or LDS Church). The views expressed herein do not necessarily represent the position of the Church. The views expressed by individual users are the responsibility of those users and do not necessarily represent the position of the Church. For the official Church websites, please visit or

Pin It on Pinterest